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Finance Templates and Excel Models
What is Finance?
Finance refers to the providing of funding and management of money for individuals, corporations, and governments through various finance activities including investing, lending, borrowing, forecasting, budgeting, and saving. There are three main categories of finance – personal, corporate, and public or government. CFI’s Finance Templates were created to help you on your daily tasks as an analyst.
Corporate finance focuses on the activities undertaken by a company which would affect the capital structure and ultimately maximize the value of the business. These activities include capital investments, capital financing, and dividends and return of capital.
Capital investments: deciding which project, asset or business to invest in to earn the highest possible risk-adjusted return
Capital financing: determining the optimal capital structure (debt vs equity financing)
Dividends & return of capital: deciding on whether or not to return capital to investors
Careers in corporate finance would typically require the use finance templates and models in Excel to aid financial analysis, modeling and decision making. Take a look at the various corporate finance templates we have on our library.
Finance Topics You Should Know
While there is a wide range of finance concepts and theories, anyone working in the finance industry should be familiar with the following common topics:
Financial statements: income statement, balance sheet, cash flow statement
Cash flow: earnings before interest and tax (EBIT), earnings before interest, tax, depreciation and amortization (EBITDA), free cash flow, free cash flow to the firm (FCFF), free cash flow to equity (FCFE), cash from operations
Revenue, profit, and margins: sales, gross margin, operating margin, net profit margin, net income
Costs: cost of goods sold (COGS), selling, general and administrative (SG&A) expenses, marketing, interest expense, depreciation
Profitability ratios – gross margin, operating margin, return on assets, return on equity
Liquidity ratios – current ratio, acid-test ratio, cash ratio Leverage ratios – debt ratio, debt to equity ratio, interest coverage ratio