Personal Finance Templates

Browse and download free personal finance templates from CFI Marketplace.
Personal Financial Statement Excel Template Personal Financial Statement Excel Template
This Personal Financial Statement Excel Template is a ready-to-use template to help you track and record your personal finances. It…
Personal Finance Budget Template Personal Finance Budget Template
This Personal Finance Budget Template is a great tool for individuals to assess their financial status and plan spendings on…
Annual Income Calculator Excel Template Annual Income Calculator Excel Template
This Annual Income Converter Excel template, will assist you on easily converting your hourly, daily, weekly, or monthly income to…
Home Equity Line of Credit (HELOC) Calculator Home Equity Line of Credit (HELOC) Calculator
This home equity line of credit (HELOC) calculator can calculate the maximum amount of loan a homeowner is eligible to…
Piotroski F Score Calculator Piotroski F Score Calculator
The Piotroski F Score calculator is a tool that you can use to determine whether or not a company is…
Opportunity Cost Template Opportunity Cost Template
This opportunity cost template is a fun tool you can use to calculate the opportunity cost of purchase. This tool…
Investment feasibility analysis
If you want to decide if your investment good or no , if you want to now if you have…
Option Profit Calculator Option Profit Calculator
This template will help you analyse the profitability of your Option Trading strategies. The template works with product which…
Bachelor / Bachelorette (Hen / Stag) Party Event Budget Planner Bachelor / Bachelorette (Hen / Stag) Party Event Budget Planner
Template for preparing and managing budgets for stag, hen parties, and other events. The user will have the ability to…
Remaining mortgage calculator Remaining mortgage calculator
Want to know how much is left on your mortgage? Or planning to take out a mortgage but not sure…
Loan/Debt  Repayment Scheduler Loan/Debt Repayment Scheduler
It helps you plan your EMI or create debt repayment schedule.
UK Self Assessment Tax Calculator UK Self Assessment Tax Calculator
Tool for estimating income and national insurance tax for self-employed workers in the UK. The calculator can be adapted to…
Personal Budget Spreadsheet Personal Budget Spreadsheet
This simple tool helps individuals to set personal budgets to meet spending and saving goals. You will set a budget…
UK stamp duty land tax calculator UK stamp duty land tax calculator
As well as calculating the total stamp duty land tax charged on property purchases in the UK, the model also…

Download Personal Finance Templates in Excel

What is Personal Finance?

Personal finance is about all aspects of personal financial activities, including the planning and management of income, expenditures, savings, investments, and financial protection.

  • Income: Cash inflow an individual receives from employment compensation (salaries), bonuses, interests, dividends, pensions, or other sources. Individuals can use income to spend, save or invest as the first step of their financial planning.
  • Spending: Expenses an individual incurs on consumption of goods or services (not investment). Spending accounts for most use of people’s income, and can be categorized into cash spending and credit spending.
  • Savings: Excess cash which is saved up for future use such as spending or investing. Common forms of saving include physical cash saving, savings bank account, checking bank account, and money market securities.
  • Investing: The purchase of assets which generate of rate of return over the initial investment. Depending on the risk level associated with the investment, the return can differ largely. Some of the common investments are stocks, bonds, real estate, mutual funds, and commodities.
  • Protection: Products used by individuals to protect against unexpected and adverse events. Some of the popular protection products are life insurance, health insurance, and real estate planning.

Top Tools for Personal Finance

Explore our collection of personal finance templates to help you better manage and plan your wealth! Some of the most useful tools are:

  • Personal Finance Budget Template: Helps you plan your monthly budget to track personal income, spending, savings, and investments.
  • Personal Financial Statements: State your current financial status, assets owned, liabilities owed, annual personal income and expenses, and cash flows.